The issue of military pay for surviving spouses (widows or widowers) is confusing and a little challenging.  Military retired pay ends with the death of the retired service member.  However, a program was established in 1972 to allow retiring service members to purchase coverage that provides monthly income to survivors after the service member’s death.
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Gone are the days when you could make serious money just by having a hefty balance in your savings accounts.  Interest rates have been at crazy low levels for years.  That’s great for borrowing, not so great for saving. Seeking out the best available interest rates has become more important than ever.  I was recently
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I get a LOT of questions from widows and widowers of military retirees and veterans, and their friends and families.  It is true that there are a wide variety of benefits available, but sometimes it is hard to figure out who is eligible for what.  This creates a lot of confusion. I’ve been working on
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Now that I’ve convinced you WHY you want to have happy tenants, today I’ll tell you HOW to have happy tenants.  One thing that is very important:  this property is no longer your home.  It is a property that you have leased to someone else.  There are two aspects to this:  it’s just a property,
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Real estate is my side passion, and I’ve had a little experience with being a landlord.  I also spend a good chunk of time hanging out on investment real estate websites.  One thing that always makes me a little crazy is when landlords think that they don’t have a responsibility to take care of their
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I was just emailing with a reporter about home buying costs, and I thought I would share my long version here with you. There are several phases to home buying, and they are all more expensive than you expect. The Offer Just to put down an offer, you will need an earnest money deposit.  This
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I’ve noticed a lot of confusion about how military bonuses are taxes.  That’s not surprising, because it is confusing, but it doesn’t have to be confusing. First, you have to have a firm grasp on how income taxes work.  If you are not sure, then read How Income Taxes Work, and ask questions.  Feeling good
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Income taxes are complicated things.  There are literally thousands of pages of laws, and hundreds of different forms that some people have to use to file their income tax return.  However, the basic system isn’t really that complicated. Before I explain the income tax system, let me explain something very similar:  budget billing for utilities.
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Most couples have one adult who is the “primary wage earner,” and one adult who does not work, or who has significantly less income than the primary wage earner. One frequent result of income inequality is inequality in the retirement savings of the two adults.  The main earner may be vested in a retirement pension
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You know what is really easy? Noticing when other people say something not-so-smart. It is a lot harder to hear when YOU are the person saying something not-so-smart. A couple of months ago, I was chatting with an acquaintance about their upcoming cruise. I asked if they were doing anything at the various port calls.
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